Frequently Asked Questions

What items can I Pawn or Sell to you? 

We provide Loans and Buy 10k, 14k, 18k, 24k Gold, Platinum, Silver, Diamonds, High End Watches & Coins.



How long do I have to pay off my loan?

Our loan contract is for 4 months. 



Can I extend my Pawn period?

Absolutely. If you need more time on your loan, you may Re-New your loan by paying the Interest and Fees.

 

Can I make a payment from home? 

Yes! You may now View or Re-New your loan at home with our New App. Contact us for more information. 



If I wanted to pay off my loan early, will there be any prepayment penalties?

No. There are no penalty charges for paying off your loan early.



How long do I have to wait before I receive my money? 

There is no wait time. You would receive your money instantly. 



Do you need a credit check or background check in order to pawn?

No. You only need to provide proper ID.



What is the monthly interest rate?

Our interest rate is 4% which is the lowest rate in the country. According to the National Pawn Association, the national average interest rate is 15% and may go as high as 25%.



Do you help with small business loans?

Yes. Businesses need money to fuel or refuel themselves. Whether money is needed for a startup operation or for sudden unexpected circumstances such as equipment failure, we are here to help.  

 

How old do I have to be to Pawn or Sell? 

You must be at least 18 years old with a valid photo ID



What type of payments do you accept?

Cash and Debit Card, or Check. Checks must clear before you pick up your Pawn.



What happens if I can't Re-Pay my loan? Will it ruin my credit?

If you are having a problem re-paying your loan, we would try our hardest work with you in finding a solution. We would not want to see you lose your precious jewelry.  If you default on your loan, however, please know that your credit will not be affected.