Frequently Asked Questions
What items can I Pawn or Sell to you?
We provide Loans and Buy 10k, 14k, 18k, 24k Gold, Platinum, Silver, Diamonds, High End Watches & Coins.
How long do I have to pay off my loan?
Our loan contract is for 4 months.
Can I extend my Pawn period?
Absolutely. If you need more time on your loan, you may Re-New your loan by paying the Interest and Fees.
Can I make a payment from home?
Yes! You may now View or Re-New your loan at home with our New App. Contact us for more information.
If I wanted to pay off my loan early, will there be any prepayment penalties?
No. There are no penalty charges for paying off your loan early.
How long do I have to wait before I receive my money?
There is no wait time. You would receive your money instantly.
Do you need a credit check or background check in order to pawn?
No. You only need to provide proper ID.
What is the monthly interest rate?
Our interest rate is 4% which is the lowest rate in the country. According to the National Pawn Association, the national average interest rate is 15% and may go as high as 25%.
Do you help with small business loans?
Yes. Businesses need money to fuel or refuel themselves. Whether money is needed for a startup operation or for sudden unexpected circumstances such as equipment failure, we are here to help.
How old do I have to be to Pawn or Sell?
You must be at least 18 years old with a valid photo ID
What type of payments do you accept?
Cash and Debit Card, or Check. Checks must clear before you pick up your Pawn.
What happens if I can't Re-Pay my loan? Will it ruin my credit?
If you are having a problem re-paying your loan, we would try our hardest work with you in finding a solution. We would not want to see you lose your precious jewelry. If you default on your loan, however, please know that your credit will not be affected.