
Frequently Asked Questions
What items do you Buy or accept for a Loan?
We provide Loans and Buy the following items:
*Gold: 10k, 14k, 18k, 24k Gold, Platinum, Silver, Diamonds
*Designer Bags, High-End Watches & Coins.
How long do I have to pay off my loan?
Our loan contracts are for 4 months. If you need additional time, you can renew your loan for another 4 months by paying the required renewal fees.
Can I extend my Pawn period?
Absolutely! If you need more time, you can renew your loan for another 4 months by paying the interest and fees.
Can I make a payment from home?
Yes! With our new mobile app, you can view and renew your loan(s) from the comfort of your home.
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Download the app here:
If I want to pay off my loan early, will there be any prepayment penalties?
No, there are absolutely no penalties for paying off your loan early."
How long does it take to receive my money?
You’ll receive your money instantly—there’s no waiting period!
Do I need a credit or background check to pawn an item?
No, a credit or background check is not required. All you need is a valid ID."
What type of Identification do you accept?
We accept any valid and unexpired government-issued photo identification including:
State-Issued Driver's license or Non-Driver ID card, U.S. Passport, Military ID card,
What is your monthly interest rate?
Our interest rate is 4%, one of the lowest rate in the country. According to the National Pawn Association, the national average interest rate is 15%, with rates reaching as high as 25%. To estimate your loan, feel free to use our Loan Calculator:
Do you offer small business loans?
Yes. We help many local small business entrepreneurs. As a small business owner, we understand the constant need for additional cash to assist in continued growth. Whether money is needed for a startup operation or for sudden unexpected circumstances such as equipment failure, we are here to help.
Can you help fund special events such as weddings?
Yes, we assist clients with temporary funding for significant life events like weddings and other major celebrations.
What Languages do you speak?
One of our exceptional Pawn Specialists speaks Spanish. Additionally, we have an in-store translation device to assist with other languages.
How old do I have to be to Pawn or Sell?
You must be at least 18 years old and present a valid photo ID.
What unit of measurement do you use to weigh jewelry? Pennyweight, grams, or ounces?
We primarily weigh jewelry in pennyweight (dwt), but we’re happy to convert the weight into grams or ounces upon request.
For your convenience, use our Conversion Calculator with the link below:
What type of payments do you accept?
We accept Cash, Debit Card, or Check. Checks must clear before you can pick up your items.
How far in advance should I call to arrange the pick-up of my loan or pawned item?
Please call at least one week in advance and provide your ticket number to place your item on hold prior to pick-up.
For added convenience, you can also download our app to view your loan details.
What happens if I can't repay my loan? Will it ruin my credit?
If you're having trouble repaying your loan, reach out to us and we will try our best to work with you to find a solution. If you default on your loan, however, please know that your credit will not be affected.